Effective Interest Rate Calculator
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The amount of money you're investing or saving.
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The annual percentage your savings provider pays you in interest.
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How long you'll keep your money saved or invested before receiving any bonus or interest.
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The extra cash reward you receive for signing up or saving with a specific provider.
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The true interest rate you're earning over a year, including both standard interest and any bonus.
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The portion of your total interest rate that comes from the bonus reward.
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The total amount of interest you'll earn over the specified period.
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The full amount you'll have at the end, including your initial deposit, interest, and any bonus.