NX Rewards and Complete Savings: Review & How They Work
You can use the above banner to sign up to NX Rewards (for Complete Savings a similar pop up will appear when making a purchase from one of their partner retailers).
NX Rewards and Complete Savings are popular cashback platforms, often seen as variations of the same service. Both operate on a subscription basis, which can sometimes catch users off guard, but those who understand the process can benefit from significant savings—up to 10% or more at numerous online retailers.
How Do They Work?
Although the platforms are similar, they have a few key differences in terms of access:
NX Rewards: Available for direct sign-up without restrictions.
Complete Savings: Typically requires signing up through a popup ad that appears during purchases at one of their partner retailers, such as National Express or eBay.
Both services charge a £15 monthly fee, but it’s possible to reclaim this cost each month by making a qualifying purchase and submitting your receipt.
Membership Fees & Monthly Refund
One of the common concerns around these platforms is the monthly £15 membership charge, but here’s how you can get it refunded:
NX Rewards: Simply make a purchase through any participating retailer on the platform and submit your receipt under the "Monthly Bonus" section to receive the refund.
Complete Savings: This platform requires you to make a purchase from the specific retailer you initially signed up with to qualify for the refund.
Cashback and Gift Card Benefits
Both platforms offer 10% cashback at a wide range of online stores, which can add up significantly over time, especially for frequent shoppers. In addition, they offer attractive gift card discounts:
Complete Savings allows members to purchase £100 One4All gift cards for just £80 each month, as well as other discounted gift card options. One4All gift cards can be used at the likes of M&S to purchase your shopping!
Both platforms also give access to discounted gift cards for various supermarkets and popular retail outlets.
Bonuses and Offers
Welcome Bonus: Upon signing up with Complete Savings, you can earn a £16.87 welcome bonus by making a follow-up purchase from the retailer you signed up through and submitting your receipt. For NX Rewards, this bonus is available if you make your first purchase via National Express.
Monthly Bonus: This bonus effectively refunds your £15 subscription fee, which can be reclaimed monthly by following the outlined process for each platform.
Cashout and Earning Limits
Once you’ve accumulated at least £5 in cashback, payments are made via bank transfer. Cashback is credited relatively quickly, usually within a few days of making a purchase. Each household is limited to one account, and you can’t have memberships on multiple platforms within the Webloyalty network (which includes NX Rewards and Complete Savings).
Maximising Your Rewards
To fully take advantage of these cashback platforms, here are a few tips:
No Minimum Purchase: You don’t need to make a large purchase to trigger the refund—small purchases as low as £1 can be used to claim your monthly refund.
Gift Cards: Adding One4All gift cards to their app enables Tap and Pay functionality in-store, and they can also be used online at retailers such as Argos.
In-Store Receipts: With Complete Savings, you can earn an additional 2% cashback by submitting in-store receipts.
Monthly Cashback Cap: There’s a cap of £250 cashback per month on Complete Savings, so if you plan to make a very large purchase, it might be more beneficial to use a different platform to avoid hitting the limit.
